Why your Personal Balance Sheet is a LIAR when it comes to your retirement accounts!!!

Why your Personal Balance Sheet is a LIAR when it comes to your retirement accounts!!!   Your personal balance sheet tells all, but it may not tell you the whole truth. As a CPA and accountant for over 43 years, I have prepared, interpreted and explained many balance sheets, both corporate and personal. Your balance tells you what you OWN, your assets, what you OWE, you liabilities, and your Net Worth. Your Net Worth is the difference between...

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Bank On Yourself

Sometimes even BANK ON YOURSELF clients call their life Insurance policy an “Investment.” They know it’s not REALLY an INVESTMENT, but it’s an easy mistake to make.   Because of its guarantees and predictability, it’s so much more than any investment could possibly be, which is why, when mentioning BANK ON YOURSELF to your friends or family, it’s wise to call it a “SAVING STRATEGY “ or a safe wealth-building method.   You’ll be better able to...

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Online Advice Risks

Are you looking for advice online ?   Check your sources very carefully. You may see sponsored ads offering free webinars on most any topic that you may have an interest in. If you take one of the free webinars, it will likely lead you to a sales pitch for a costly service offered by the so called expert entrepreneur, coach, or consultant. There are legit experts out there. The problem, for you is that anyone can set up an online advice...

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Are you sick and tired of all of the misinformation that the talking heads feed us? Do you sometimes feel alone, not knowing where to go for the truth about MONEY? Do you feel you are in a battle that you may never win? Me Too. I am with you. Call me!!

With financial institutions, Wall Street and all of the talking heads all adding to the massive amount of misinformation you are inundated with everyday …. It’s no wonder that as a truth seeking American Citizen you may sometimes feel like you are alone. Fighting a battle you wonder if you can ever win. YOU CAN WIN!!! YOU MUST WIN!!!! The truth is … it is not going to be easy.. The facts are we are up against some serious, well-...

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What is Long Term Care

What is Long-Term Care?   When people consider the subject of long-term care, they often think about nursing homes. In fact long-term care has little to do with nursing homes.  Understanding the difference can help you protect your family and finances.   Long-term care encompasses the care, services, and housing you will need when you live a long life. Think you won’t live a long life? Think back 25 years ago. If you had cancer or a...

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Why your family needs YOU to consider Long Term Care and the planning that goes with it.

Why your family needs YOU to consider Long Term Care and the planning that goes with it.   Long Term Care is a subject that is top of mind for many people in America today.  While it may be something you are considering for yourselves, another reason to consider it could be right in front of you and very simple:  your family.  Past history has shown us that parents that do not plan adequately for their long term care needs can ultimately end up...

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