I came across this great quote and I found it so powerful and relevant to an uncountable amount of situations, I wanted to share it with you.

“Men form habits and habits form futures. If you do not deliberately form good habits, then unconsciously you will form bad ones. You are the kind of man you are because you have formed the habit of being that kind of man, and the only way you can change is through habit.” -Albert Gray

You are in the situation you are in because of the choices you have made, whether intentional or not. Newton’s third law states: for every action there is an equal and opposite reaction. The same goes for your life. Every choice you make results in a reaction. You are making these actions every day, and from them, your habits are formed. If you are not intentionally making good habits, then you are unintentionally forming bad ones. Another way of saying this is if you are not making it a point to do good things, then you are doing bad things without realizing it. Now this could happen because you were ignorant, or misinformed but either way you are still in the situation and have those habits. If you want the better things in life, this has to change!

You are in the situation you are in because of the choices you have made. The only way to correct them is to form better habits. Now, this change doesn’t happen by accident, and it isn’t achieved by knowledge alone. You can read millions of articles on getting out of debt, motivation, success, or any other goal you are trying to reach. It doesn’t matter how much knowledge you have, if you aren’t setting your priorities, and taking action, no change will occur. Goals are great, but if they don’t spur you into action, then they are pointless. If you want to get out of debt, you have to make it a priority. You didn’t get in your situation by accident, your choices have led you there. You now have to make better ones to get out. You have to decide which is more important and accept the consequences of that choice. Here is a short guide to reaching your goals.

  1. Accept responsibility for where you are right now.
  2. Set a goal and write it down.
  3. Realize its importance. Which is more important to you getting out of credit card debt or eating out 3 times a week?
  4. Set a strategy to help you get there.
  5. Intentionally follow that strategy.